/* ═══════════════════════════════════════════
   ORANGEPAY — GLOBAL STYLES
═══════════════════════════════════════════ */

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --orange:      #FF6B35;
  --orange-dark: #E85520;
  --orange-light:#FFF3EE;
  --dark:        #0F1117;
  --dark2:       #1A1D27;
  --dark3:       #252837;
  --grey:        #6B7280;
  --grey-light:  #F9FAFB;
  --border:      #E5E7EB;
  --white:       #FFFFFF;
  --text:        #1F2937;
  --text-light:  #4B5563;

  --radius-sm: 8px;
  --radius:    14px;
  --radius-lg: 24px;

  --shadow-sm: 0 1px 3px rgba(0,0,0,.08), 0 1px 2px rgba(0,0,0,.06);
  --shadow:    0 4px 16px rgba(0,0,0,.10);
  --shadow-lg: 0 12px 40px rgba(0,0,0,.14);
  --shadow-xl: 0 24px 64px rgba(0,0,0,.18);

  --font-main: 'Inter', system-ui, sans-serif;
  --font-head: 'Poppins', 'Inter', sans-serif;
}

html { scroll-behavior: smooth; }

body {
  font-family: var(--font-main);
  color: var(--text);
  background: var(--white);
  line-height: 1.6;
  overflow-x: hidden;
}

.container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
}

.section { padding: 100px 0; }
.section-label {
  display: inline-block;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: .12em;
  text-transform: uppercase;
  color: var(--orange);
  background: var(--orange-light);
  padding: 6px 14px;
  border-radius: 999px;
  margin-bottom: 18px;
}
.section-title {
  font-family: var(--font-head);
  font-size: clamp(28px, 4vw, 42px);
  font-weight: 800;
  line-height: 1.15;
  color: var(--dark);
  margin-bottom: 20px;
}
.section-desc {
  max-width: 640px;
  margin: 0 auto 56px;
  color: var(--text-light);
  font-size: 17px;
  line-height: 1.7;
}
.text-center { text-align: center; }
.highlight { color: var(--orange); }


/* ═══ BUTTONS ═══ */
.btn-primary, .btn-ghost, .btn-nav {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 14px 30px;
  border-radius: var(--radius-sm);
  font-size: 15px;
  font-weight: 600;
  text-decoration: none;
  cursor: pointer;
  border: none;
  transition: all .22s ease;
}
.btn-primary {
  background: var(--orange);
  color: var(--white);
  box-shadow: 0 4px 14px rgba(255,107,53,.35);
}
.btn-primary:hover {
  background: var(--orange-dark);
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(255,107,53,.45);
}
.btn-ghost {
  background: transparent;
  color: var(--dark);
  border: 2px solid var(--border);
}
.btn-ghost:hover {
  border-color: var(--orange);
  color: var(--orange);
  transform: translateY(-2px);
}
.full-width { width: 100%; }


/* ═══════════════════════════════════════════
   NAVBAR
═══════════════════════════════════════════ */
.navbar {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 1000;
  padding: 0;
  transition: all .3s ease;
  background: rgba(255,255,255,0);
}
.navbar.scrolled {
  background: rgba(255,255,255,.96);
  backdrop-filter: blur(20px);
  box-shadow: 0 1px 0 var(--border), var(--shadow-sm);
  padding: 0;
}
.nav-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 72px;
}
.logo {
  display: flex;
  align-items: center;
  gap: 12px;
  text-decoration: none;
}
.logo-icon {
  width: 42px; height: 42px;
  background: linear-gradient(135deg, var(--orange), var(--orange-dark));
  border-radius: 10px;
  display: flex; align-items: center; justify-content: center;
  font-size: 13px; font-weight: 900; color: white;
  letter-spacing: .02em;
  box-shadow: 0 4px 12px rgba(255,107,53,.3);
}
.logo-text { display: flex; flex-direction: column; line-height: 1.1; }
.logo-name {
  font-family: 'Cooper Black', var(--font-head), serif;
  font-size: 26px; font-weight: 800;
  color: var(--orange);
}
.logo-sub { font-size: 14px; color: var(--grey); font-weight: 700; letter-spacing: .03em; }

.nav-links { display: flex; align-items: center; gap: 8px; }
.nav-links a {
  text-decoration: none;
  font-size: 14px; font-weight: 500;
  color: var(--text-light);
  padding: 8px 16px;
  border-radius: var(--radius-sm);
  transition: all .18s;
}
.nav-links a:hover { color: var(--orange); background: var(--orange-light); }
.btn-nav {
  background: var(--orange);
  color: white !important;
  padding: 9px 22px !important;
  box-shadow: 0 3px 10px rgba(255,107,53,.3);
}
.btn-nav:hover {
  background: var(--orange-dark) !important;
  color: white !important;
}
.hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 8px;
}
.hamburger span {
  display: block;
  width: 24px; height: 2px;
  background: var(--dark);
  border-radius: 2px;
  transition: all .3s;
}


/* ═══════════════════════════════════════════
   HERO
═══════════════════════════════════════════ */
.hero {
  min-height: 100vh;
  background: linear-gradient(160deg, #0F1117 0%, #1A1D27 50%, #1F2337 100%);
  display: flex;
  align-items: center;
  position: relative;
  overflow: hidden;
  padding: 120px 24px 80px;
}
.hero-bg-shapes {
  position: absolute; inset: 0; pointer-events: none;
}
.shape {
  position: absolute;
  border-radius: 50%;
  filter: blur(80px);
  opacity: .15;
}
.shape-1 {
  width: 600px; height: 600px;
  background: var(--orange);
  top: -200px; right: -100px;
  animation: float 8s ease-in-out infinite;
}
.shape-2 {
  width: 400px; height: 400px;
  background: #4F46E5;
  bottom: -100px; left: -100px;
  animation: float 10s ease-in-out infinite reverse;
}
.shape-3 {
  width: 300px; height: 300px;
  background: #10B981;
  top: 50%; left: 40%;
  animation: float 12s ease-in-out infinite;
}
@keyframes float {
  0%, 100% { transform: translateY(0) scale(1); }
  50% { transform: translateY(-30px) scale(1.05); }
}
.hero-content {
  max-width: 680px;
  position: relative;
  z-index: 2;
}
.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(255,107,53,.15);
  border: 1px solid rgba(255,107,53,.3);
  color: #FF9B72;
  font-size: 12px;
  font-weight: 600;
  letter-spacing: .08em;
  text-transform: uppercase;
  padding: 8px 16px;
  border-radius: 999px;
  margin-bottom: 28px;
}
.badge-dot {
  width: 7px; height: 7px;
  background: var(--orange);
  border-radius: 50%;
  animation: pulse 2s infinite;
}
@keyframes pulse {
  0%, 100% { opacity: 1; transform: scale(1); }
  50% { opacity: .6; transform: scale(1.4); }
}
.hero-title {
  font-family: var(--font-head);
  font-size: clamp(36px, 5.5vw, 64px);
  font-weight: 900;
  line-height: 1.08;
  color: white;
  margin-bottom: 24px;
  letter-spacing: -.02em;
}
.hero-title .highlight { color: var(--orange); }
.hero-desc {
  font-size: 18px;
  color: rgba(255,255,255,.65);
  line-height: 1.7;
  margin-bottom: 40px;
  max-width: 560px;
}
.hero-cta { display: flex; gap: 16px; flex-wrap: wrap; margin-bottom: 56px; }
.hero-cta .btn-ghost { color: white; border-color: rgba(255,255,255,.25); }
.hero-cta .btn-ghost:hover { color: var(--orange); border-color: var(--orange); }

.hero-stats {
  display: flex;
  align-items: center;
  gap: 32px;
}
.stat { display: flex; flex-direction: column; }
.stat-num {
  font-family: var(--font-head);
  font-size: 32px; font-weight: 800;
  color: white;
  line-height: 1;
}
.stat-label { font-size: 12px; color: rgba(255,255,255,.5); margin-top: 4px; }
.stat-divider {
  width: 1px; height: 44px;
  background: rgba(255,255,255,.15);
}

/* Floating visual cards */
.hero-visual {
  position: absolute;
  right: 80px;
  top: 50%;
  transform: translateY(-50%);
  display: flex;
  flex-direction: column;
  gap: 16px;
  z-index: 2;
}
.visual-card {
  display: flex;
  align-items: center;
  gap: 14px;
  background: rgba(255,255,255,.07);
  border: 1px solid rgba(255,255,255,.12);
  backdrop-filter: blur(20px);
  padding: 16px 22px;
  border-radius: 16px;
  min-width: 220px;
  transition: transform .3s ease;
}
.visual-card:hover { transform: translateX(-6px); }
.vc-icon { font-size: 28px; }
.vc-title { font-size: 14px; font-weight: 600; color: white; }
.vc-sub { font-size: 12px; color: rgba(255,255,255,.5); margin-top: 2px; }
.card-1 { animation: slideIn .6s ease .2s both; }
.card-2 { animation: slideIn .6s ease .4s both; }
.card-3 { animation: slideIn .6s ease .6s both; }
@keyframes slideIn {
  from { opacity: 0; transform: translateX(40px); }
  to   { opacity: 1; transform: translateX(0); }
}


/* ═══════════════════════════════════════════
   ABOUT
═══════════════════════════════════════════ */
.about { background: var(--grey-light); }
.about-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: start;
}
.about-text p {
  color: var(--text-light);
  font-size: 16px;
  line-height: 1.75;
  margin-bottom: 18px;
}
.about-highlights { list-style: none; margin-top: 28px; display: flex; flex-direction: column; gap: 12px; }
.about-highlights li {
  display: flex; align-items: center; gap: 12px;
  font-size: 15px; font-weight: 500; color: var(--text);
}
.bullet {
  width: 8px; height: 8px;
  background: var(--orange);
  border-radius: 50%;
  flex-shrink: 0;
}

.about-cards { display: flex; flex-direction: column; gap: 20px; }
.about-card {
  padding: 32px;
  border-radius: var(--radius-lg);
}
.about-card h3 {
  font-family: var(--font-head);
  font-size: 20px; font-weight: 700;
  margin: 16px 0 10px;
}
.about-card p { font-size: 15px; line-height: 1.65; }
.ac-icon { font-size: 36px; }
.ac-orange {
  background: linear-gradient(135deg, var(--orange), var(--orange-dark));
  color: white;
}
.ac-dark {
  background: linear-gradient(135deg, var(--dark2), var(--dark3));
  color: white;
}
.ac-dark p { color: rgba(255,255,255,.7); }


/* ═══════════════════════════════════════════
   BANKING SERVICES
═══════════════════════════════════════════ */
.banking { background: white; }

.bank-partners {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  margin-bottom: 60px;
}
.bank-card {
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 32px;
  transition: all .25s ease;
  background: white;
}
.bank-card:hover {
  border-color: var(--orange);
  box-shadow: var(--shadow-lg);
  transform: translateY(-4px);
}
.bank-logo-wrap { margin-bottom: 20px; }
.bank-logo-icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 56px; height: 56px;
  border-radius: 14px;
  color: white;
  font-size: 12px;
  font-weight: 900;
  letter-spacing: .04em;
}
.bank-card h3 {
  font-family: var(--font-head);
  font-size: 18px; font-weight: 700;
  color: var(--dark);
  margin-bottom: 12px;
}
.bank-card p { font-size: 14px; color: var(--text-light); line-height: 1.65; margin-bottom: 20px; }
.bank-services-list {
  list-style: none;
  display: flex; flex-direction: column; gap: 8px;
}
.bank-services-list li {
  font-size: 13px; color: var(--text);
  padding: 8px 12px;
  background: var(--grey-light);
  border-radius: 6px;
  font-weight: 500;
}
.bank-services-list li::before { content: '→ '; color: var(--orange); font-weight: 700; }

.bc-services-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
}
.bcs-card {
  padding: 28px;
  border-radius: var(--radius);
  background: var(--grey-light);
  border: 1px solid transparent;
  transition: all .25s ease;
}
.bcs-card:hover {
  background: white;
  border-color: var(--orange);
  box-shadow: var(--shadow);
  transform: translateY(-3px);
}
.bcs-icon { font-size: 32px; margin-bottom: 14px; }
.bcs-card h4 { font-size: 16px; font-weight: 700; color: var(--dark); margin-bottom: 8px; }
.bcs-card p { font-size: 14px; color: var(--text-light); line-height: 1.6; }


/* ═══════════════════════════════════════════
   ENERGY SAAS
═══════════════════════════════════════════ */
.energy {
  background: linear-gradient(160deg, var(--dark) 0%, var(--dark2) 100%);
  color: white;
}
.energy .section-label { background: rgba(255,107,53,.15); }
.energy .section-title { color: white; }
.energy .section-desc { color: rgba(255,255,255,.6); }

.energy-utilities {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px;
  margin-bottom: 64px;
}
.utility-card {
  background: rgba(255,255,255,.06);
  border: 1px solid rgba(255,255,255,.12);
  border-radius: var(--radius-lg);
  padding: 36px;
  transition: all .25s ease;
}
.utility-card:hover {
  background: rgba(255,255,255,.1);
  border-color: var(--orange);
  transform: translateY(-4px);
}
.utility-badge {
  display: inline-block;
  font-size: 13px; font-weight: 800;
  letter-spacing: .06em;
  padding: 6px 16px;
  border-radius: 999px;
  margin-bottom: 20px;
}
.sbpdcl { background: rgba(220,50,50,.2); color: #FF8080; border: 1px solid rgba(220,50,50,.3); }
.nbpdcl { background: rgba(40,167,69,.15); color: #6EE7A0; border: 1px solid rgba(40,167,69,.3); }
.utility-card h3 {
  font-family: var(--font-head);
  font-size: 20px; font-weight: 700;
  color: white;
  margin-bottom: 14px;
  line-height: 1.3;
}
.utility-card p { font-size: 15px; color: rgba(255,255,255,.65); line-height: 1.7; margin-bottom: 20px; }

/* Utility highlights list */
.utility-highlights {
  display: flex; flex-direction: column; gap: 10px;
  margin-bottom: 20px;
}
.uh-item {
  display: flex; align-items: center; gap: 10px;
  font-size: 14px; color: rgba(255,255,255,.75); font-weight: 500;
}
.uh-dot {
  width: 7px; height: 7px; border-radius: 50%; flex-shrink: 0;
}
.sbpdcl-dot { background: #FF8080; }
.nbpdcl-dot { background: #6EE7A0; }

.utility-tags { display: flex; gap: 8px; flex-wrap: wrap; }
.tag {
  font-size: 12px; font-weight: 600;
  padding: 5px 12px;
  border-radius: 999px;
  background: rgba(255,255,255,.08);
  color: rgba(255,255,255,.7);
  border: 1px solid rgba(255,255,255,.12);
}

/* ── Energy Impact Stats Bar ── */
.energy-stats-bar {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0;
  background: rgba(255,107,53,.08);
  border: 1px solid rgba(255,107,53,.2);
  border-radius: var(--radius-lg);
  padding: 28px 40px;
  margin-bottom: 56px;
  flex-wrap: wrap;
}
.esb-item {
  display: flex; flex-direction: column; align-items: center;
  padding: 8px 32px;
}
.esb-num {
  font-family: var(--font-head);
  font-size: 28px; font-weight: 800;
  color: var(--orange);
  line-height: 1;
}
.esb-label {
  font-size: 12px; color: rgba(255,255,255,.5);
  margin-top: 6px; text-align: center; font-weight: 500;
}
.esb-divider { width: 1px; height: 44px; background: rgba(255,255,255,.1); }

/* ── How It Works ── */
.how-it-works {
  background: rgba(255,255,255,.04);
  border: 1px solid rgba(255,255,255,.08);
  border-radius: var(--radius-lg);
  padding: 48px;
  margin-bottom: 32px;
}
.hiw-header {
  text-align: center;
  margin-bottom: 40px;
}
.hiw-header h3 {
  font-family: var(--font-head);
  font-size: 24px; font-weight: 700;
  color: white; margin-bottom: 8px;
}
.hiw-header p { font-size: 14px; color: rgba(255,255,255,.5); }
.hiw-steps {
  display: flex;
  align-items: flex-start;
  justify-content: center;
  gap: 0;
  flex-wrap: wrap;
}
.hiw-step {
  flex: 1; min-width: 140px; max-width: 180px;
  text-align: center;
  padding: 0 12px;
  position: relative;
}
.hiw-icon {
  font-size: 32px;
  margin-bottom: 10px;
  display: block;
}
.hiw-num {
  display: inline-flex;
  align-items: center; justify-content: center;
  width: 28px; height: 28px;
  background: var(--orange);
  color: white;
  font-size: 12px; font-weight: 800;
  border-radius: 50%;
  margin-bottom: 12px;
}
.hiw-step h4 {
  font-size: 14px; font-weight: 700;
  color: white; margin-bottom: 8px;
}
.hiw-step p { font-size: 13px; color: rgba(255,255,255,.5); line-height: 1.6; }
.hiw-arrow {
  font-size: 22px; color: var(--orange);
  align-self: center;
  padding: 0 4px;
  margin-top: -40px;
  opacity: .7;
}

/* ── Platform features 4-col grid ── */
.pf-grid-4 { grid-template-columns: repeat(4, 1fr) !important; }
.pf-icon { font-size: 24px; margin-bottom: 8px; }

/* ── Integration Ecosystem Strip ── */
.integration-strip {
  background: rgba(255,255,255,.04);
  border: 1px solid rgba(255,255,255,.08);
  border-radius: var(--radius-lg);
  padding: 36px 40px;
  margin-top: 32px;
  text-align: center;
}
.is-header { margin-bottom: 24px; }
.is-label {
  display: inline-block;
  font-size: 11px; font-weight: 700;
  letter-spacing: .1em; text-transform: uppercase;
  color: var(--orange);
  margin-bottom: 8px;
}
.is-header p { font-size: 14px; color: rgba(255,255,255,.45); }
.is-logos {
  display: flex; flex-wrap: wrap;
  gap: 10px; justify-content: center;
}
.is-logo-item {
  background: rgba(255,255,255,.07);
  border: 1px solid rgba(255,255,255,.12);
  color: rgba(255,255,255,.7);
  font-size: 13px; font-weight: 700;
  padding: 10px 20px;
  border-radius: 8px;
  letter-spacing: .04em;
  transition: all .2s;
}
.is-logo-item:hover {
  background: rgba(255,107,53,.15);
  border-color: var(--orange);
  color: var(--orange);
}

.platform-features {
  background: rgba(255,255,255,.04);
  border: 1px solid rgba(255,255,255,.08);
  border-radius: var(--radius-lg);
  padding: 48px;
}
.pf-header {
  text-align: center;
  margin-bottom: 40px;
}
.pf-header h3 {
  font-family: var(--font-head);
  font-size: 26px; font-weight: 700;
  color: white;
  margin-bottom: 10px;
}
.pf-header p { color: rgba(255,255,255,.5); font-size: 15px; }
.pf-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 32px;
}
.pf-item { }
.pf-num {
  font-size: 12px; font-weight: 800;
  letter-spacing: .1em;
  color: var(--orange);
  margin-bottom: 10px;
}
.pf-item h4 { font-size: 16px; font-weight: 700; color: white; margin-bottom: 8px; }
.pf-item p { font-size: 14px; color: rgba(255,255,255,.5); line-height: 1.65; }


/* ═══════════════════════════════════════════
   PARTNERS
═══════════════════════════════════════════ */
.partners { background: var(--grey-light); }
.partners-row {
  display: flex;
  gap: 20px;
  flex-wrap: wrap;
  justify-content: center;
  margin-bottom: 56px;
}
.partner-tile {
  background: white;
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 28px 24px;
  text-align: center;
  min-width: 180px;
  flex: 1;
  max-width: 220px;
  transition: all .25s ease;
}
.partner-tile:hover { box-shadow: var(--shadow-lg); transform: translateY(-4px); border-color: var(--orange); }
.pt-logo {
  width: 64px; height: 64px;
  border-radius: 16px;
  margin: 0 auto 14px;
  display: flex; align-items: center; justify-content: center;
  color: white;
  font-size: 12px; font-weight: 900;
  letter-spacing: .04em;
  box-shadow: var(--shadow);
}
.pt-name { font-size: 14px; font-weight: 700; color: var(--dark); line-height: 1.3; margin-bottom: 6px; }
.pt-type { font-size: 12px; color: var(--orange); font-weight: 600; }

.compliance-strip {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0;
  background: white;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 24px 40px;
  flex-wrap: wrap;
}
.cs-item {
  display: flex; align-items: center; gap: 10px;
  font-size: 14px; font-weight: 600; color: var(--text);
  padding: 8px 24px;
}
.cs-icon { font-size: 20px; }
.cs-divider { width: 1px; height: 32px; background: var(--border); }


/* ═══════════════════════════════════════════
   WHY US
═══════════════════════════════════════════ */
.whyus { background: white; }
.whyus-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}
.wu-card {
  padding: 32px;
  border-radius: var(--radius-lg);
  border: 1px solid var(--border);
  transition: all .25s ease;
}
.wu-card:hover { border-color: var(--orange); box-shadow: var(--shadow-lg); transform: translateY(-4px); }
.wu-card.wu-featured {
  background: linear-gradient(135deg, var(--orange-light), #FFF);
  border-color: rgba(255,107,53,.3);
}
.wu-icon { font-size: 36px; margin-bottom: 16px; }
.wu-card h4 { font-size: 17px; font-weight: 700; color: var(--dark); margin-bottom: 10px; }
.wu-card p { font-size: 14px; color: var(--text-light); line-height: 1.65; }


/* ═══════════════════════════════════════════
   CONTACT
═══════════════════════════════════════════ */
.contact {
  background: linear-gradient(160deg, var(--grey-light) 0%, white 100%);
}
.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1.3fr;
  gap: 60px;
  align-items: start;
}
.contact-info .section-title { margin-top: 16px; }
.contact-info > p { color: var(--text-light); font-size: 16px; line-height: 1.7; margin-bottom: 36px; }

.contact-details { display: flex; flex-direction: column; gap: 20px; }
.cd-item { display: flex; align-items: flex-start; gap: 16px; }
.cd-icon { font-size: 22px; margin-top: 2px; }
.cd-item strong { display: block; font-size: 14px; font-weight: 700; color: var(--dark); margin-bottom: 4px; }
.cd-item p { font-size: 14px; color: var(--text-light); line-height: 1.5; }

.contact-form-wrap {
  background: white;
  border-radius: var(--radius-lg);
  padding: 40px;
  box-shadow: var(--shadow-xl);
  border: 1px solid var(--border);
}
.contact-form h3 {
  font-family: var(--font-head);
  font-size: 22px; font-weight: 700;
  color: var(--dark);
  margin-bottom: 28px;
}
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.form-group { display: flex; flex-direction: column; gap: 6px; margin-bottom: 16px; }
.form-group label { font-size: 13px; font-weight: 600; color: var(--text); }
.form-group input,
.form-group select,
.form-group textarea {
  padding: 12px 16px;
  border: 1.5px solid var(--border);
  border-radius: var(--radius-sm);
  font-size: 14px;
  font-family: var(--font-main);
  color: var(--text);
  background: var(--grey-light);
  transition: all .2s;
  outline: none;
  resize: none;
}
.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  border-color: var(--orange);
  background: white;
  box-shadow: 0 0 0 3px rgba(255,107,53,.12);
}
.form-success {
  display: none;
  text-align: center;
  padding: 40px;
}
.form-success .success-icon { font-size: 48px; margin-bottom: 16px; }
.form-success h4 { font-size: 22px; font-weight: 700; color: var(--dark); margin-bottom: 10px; }
.form-success p { color: var(--text-light); }


/* ═══════════════════════════════════════════
   FOOTER
═══════════════════════════════════════════ */
.footer {
  background: var(--dark);
  color: rgba(255,255,255,.7);
  padding: 72px 0 0;
}
.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 48px;
  padding-bottom: 56px;
  border-bottom: 1px solid rgba(255,255,255,.08);
}
.footer-brand .logo-name { color: white; }
.footer-brand .logo-sub { color: rgba(255,255,255,.4); }
.footer-tagline {
  margin: 20px 0 16px;
  font-size: 14px;
  line-height: 1.65;
  color: rgba(255,255,255,.5);
}
.footer-legal { font-size: 12px; color: rgba(255,255,255,.3); line-height: 1.6; }
.footer-links h4 { font-size: 13px; font-weight: 700; color: white; text-transform: uppercase; letter-spacing: .08em; margin-bottom: 20px; }
.footer-links ul { list-style: none; display: flex; flex-direction: column; gap: 10px; }
.footer-links a {
  text-decoration: none;
  font-size: 14px;
  color: rgba(255,255,255,.5);
  transition: color .18s;
}
.footer-links a:hover { color: var(--orange); }
.footer-bottom {
  padding: 24px 0;
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 8px;
  font-size: 13px;
  color: rgba(255,255,255,.3);
}


/* ═══════════════════════════════════════════
   RESPONSIVE
═══════════════════════════════════════════ */
@media (max-width: 1024px) {
  .hero-visual { display: none; }
  .about-grid { grid-template-columns: 1fr; gap: 40px; }
  .bank-partners { grid-template-columns: 1fr 1fr; }
  .bc-services-grid { grid-template-columns: 1fr 1fr; }
  .energy-utilities { grid-template-columns: 1fr; }
  .pf-grid { grid-template-columns: 1fr 1fr; }
  .pf-grid-4 { grid-template-columns: 1fr 1fr !important; }
  .whyus-grid { grid-template-columns: 1fr 1fr; }
  .contact-grid { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 32px; }
  .hiw-steps { gap: 8px; }
  .hiw-arrow { display: none; }
  .energy-stats-bar { padding: 20px; gap: 0; }
  .esb-item { padding: 8px 16px; }
}

@media (max-width: 768px) {
  .section { padding: 72px 0; }
  .nav-links {
    display: none;
    position: fixed;
    top: 72px; left: 0; right: 0;
    background: white;
    flex-direction: column;
    padding: 24px;
    border-bottom: 1px solid var(--border);
    box-shadow: var(--shadow-lg);
    gap: 4px;
  }
  .nav-links.open { display: flex; }
  .nav-links a { width: 100%; }
  .hamburger { display: flex; }
  .bank-partners { grid-template-columns: 1fr; }
  .bc-services-grid { grid-template-columns: 1fr; }
  .pf-grid { grid-template-columns: 1fr; }
  .pf-grid-4 { grid-template-columns: 1fr !important; }
  .hiw-steps { flex-direction: column; align-items: center; }
  .hiw-arrow { display: none; }
  .hiw-step { max-width: 100%; }
  .energy-stats-bar { flex-direction: column; }
  .esb-divider { width: 80%; height: 1px; }
  .is-logos { gap: 8px; }
  .how-it-works { padding: 24px; }
  .integration-strip { padding: 24px; }
  .whyus-grid { grid-template-columns: 1fr; }
  .compliance-strip { flex-direction: column; padding: 24px; }
  .cs-divider { width: 80%; height: 1px; }
  .form-row { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
  .footer-bottom { flex-direction: column; text-align: center; }
  .hero-stats { gap: 20px; }
  .hero-cta { flex-direction: column; }
  .platform-features { padding: 28px; }
  .partners-row { gap: 12px; }
  .partner-tile { min-width: 140px; }
}